Terms & Conditions

Welcome to the AKC Punjab Asaan Loan Scheme! By using our website (“AKCpunjab.com.pk”), you agree to comply with the following terms and conditions. Please read them carefully before accessing or using our services.

1. General Overview

1.1 The Asaan Karobar Scheme (AKC Punjab) is an initiative by the Punjab Government, led by Chief Minister Maryam Nawaz, to provide interest-free loans and business-friendly solutions for entrepreneurs.

1.2 These terms govern your access and use of the information and services provided on our website.

1.3 By accessing the website, you accept these terms and agree to abide by them.

2. Eligibility

2.1 The AKC Punjab Loan Scheme is exclusively for eligible residents of Punjab, Pakistan, meeting the criteria specified by the government.

2.2 Users must:

  • Be 18 years or older.
  • Provide accurate personal and business information when applying.

2.3 Misrepresentation of information will lead to immediate disqualification and possible legal action.

3. Use of Website

3.1 Users are allowed to access and use AKCpunjab.com.pk for personal or informational purposes related to the Asaan Karobar Scheme.

3.2 Unauthorized use of the website, such as data mining, unauthorized copying, or hacking, is strictly prohibited.

3.3 We reserve the right to modify, suspend, or terminate access to the website at our sole discretion, without prior notice.

4. Loan Application Process

4.1 All applications for loans under the AKC Punjab scheme must be submitted through the official channels mentioned on our website.

4.2 Approval of loans is subject to eligibility verification, creditworthiness, and compliance with the scheme’s requirements.

4.3 Submission of an application does not guarantee loan approval.

5. Interest-Free Loans and Other Benefits

5.1 Loans offered under the AKC Punjab scheme are interest-free; however, applicants must repay the principal amount within the agreed timeframe.

5.2 Benefits such as solar systems or business-friendly policies may be subject to availability and additional eligibility criteria.

6. User Responsibilities

6.1 Users are responsible for maintaining the confidentiality of their login credentials.

6.2 Users must not engage in any fraudulent or unlawful activities while interacting with our website or applying for loans.

6.3 Any misuse of the website may result in suspension of access and/or legal proceedings.

7. Privacy Policy

7.1 We value your privacy and are committed to protecting your personal information. Please refer to our Privacy Policy for more details.

7.2 By using our website, you consent to the collection and use of your information as outlined in the Privacy Policy.

8. Limitation of Liability

8.1 AKC Punjab is not liable for any loss or damages arising from:

  • Errors or omissions on the website.
  • Unauthorized access to your personal data.
  • Any delays or failures in processing applications due to technical issues.

8.2 We strive to ensure the accuracy of the information provided but do not guarantee it is error-free or up-to-date.

9. Third-Party Links

9.1 Our website may contain links to external websites or resources. We are not responsible for the content or services provided by third parties.

9.2 Accessing third-party websites is at your own risk.

10. Modification of Terms

10.1 We reserve the right to update or modify these terms and conditions at any time without prior notice.

10.2 Continued use of our website after changes are made constitutes acceptance of the updated terms.

11. Governing Law

11.1 These terms and conditions are governed by the laws of Punjab, Pakistan.

11.2 Any disputes arising from the use of our website or services shall be subject to the exclusive jurisdiction of the courts in Punjab.

Contact Us

If you have any questions or concerns regarding these Terms & Conditions, please contact us at:

Email: support@akcpunjab.com.pk
Address: AKC Punjab Office, Lahore, Punjab, Pakistan